Life Insurance
Get peace of mind as low as $22/month.
Life Insurance Overview
Life insurance is a financial product that provides financial protection for your loved ones in the event of your death. There are three main types of life insurance: term life, permanent life, and final expense. As an insurance agent, Eric Carmichael offers these three types of life insurance to his clients, helping them to find the coverage that best meets their needs and budget.
For as little as $22 a month, you can secure your family’s future with our affordable life insurance coverage. Protect the ones you love and give yourself peace of mind with a policy starting at such a low cost.
Term Life
Permanent Life
Final Expense
Why should I get life insurance?
- To provide financial security for your loved ones: Life insurance can help to ensure that your loved ones have the financial resources they need to maintain their standard of living in the event of your death. It can provide a sense of security and peace of mind knowing that your loved ones will be taken care of.
- To cover end-of-life expenses: No one likes to think about their own mortality, but the reality is that we will all pass away someday. Life insurance can help to cover the costs associated with end-of-life expenses, such as funeral and burial costs, so that your loved ones are not left with this financial burden.
- To pay off debts and mortgages: If you have outstanding debts or a mortgage, life insurance can help to pay them off in the event of your death, so that your loved ones are not left with this financial burden. This can provide them with a sense of financial stability and security.
- To fund future expenses: Life insurance can also be used to fund future expenses, such as your children’s education or your own retirement. It can provide you with the peace of mind knowing that your loved ones will have the financial resources they need to pursue their goals, even if you are no longer around.
- To support charitable causes: Some people use life insurance to support charitable causes that are important to them. This can be a way to leave a lasting legacy and make a positive impact on the world.
In short, life insurance is a financial product that can provide financial security for your loved ones, cover end-of-life expenses, pay off debts and mortgages, fund future expenses, and support charitable causes. It is an important consideration for anyone who wants to protect their loved ones and ensure their financial well-being.
Life Insurance Average Costs
Here are some average costs for different types of life insurance:
Term life insurance: Term life insurance premiums are generally less expensive than permanent life insurance premiums.
Permanent life insurance: Permanent life insurance premiums are generally more expensive than term life insurance premiums, but the policy covers the policyholder for their entire life rather than just a specified term.
Final expense insurance: Final expense insurance is a type of permanent life insurance designed to cover the costs associated with end-of-life expenses. Premiums for final expense insurance are typically lower than those for other types of permanent life insurance.
It is important to note that these are just estimates and the actual cost of life insurance will vary depending on your specific circumstances. It is always a good idea to shop around and compare quotes from different insurance companies before making a decision.
Get the Coverage You Need
Life insurance protects your loved ones financially in the event of your death. Cover end-of-life expenses, pay off debts, fund the future, and support charities. Request a free quote now to get the protection your family needs.
How to shop for Life Insurance
Shopping for life insurance can be a daunting task, but there are a few key factors to consider that can help you find the right policy for your needs and budget.
By considering these factors, you can shop for life insurance with confidence and find a policy that meets your needs and budget.
